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Retirement Investments

A super option can change from ‘balanced’ to ‘growth’ without changing risk, or move between risk bands without being renamed. Rest says members need a clearer system.

BusinessCommentsPremiumSame label, different risk: Rest pushes super naming rules

A super option can change from ‘balanced’ to ‘growth’ without changing risk, or move between risk bands without being renamed. Rest says members need a clearer system.

Ryan Johnson

The strong annual result concealed a sudden fall and recovery late in the financial year.

Your MoneyCommentsPremiumIs your super fund on this year’s best-performers list?

Super funds shrugged off war, inflation fears and market turmoil to return 9.5 per cent in 2025-26, extending their run of 9 per cent-plus gains to four years. How did your fund perform?

Ryan Johnson

Super Consumers Australia is calling for mandatory customer service standards after a mystery shopping study of 20 major super fund call centres gave the industry a failing grade. 

Your MoneyCommentsPremiumThe big super funds flunking customer service test

Australia’s biggest super funds have failed a call centre test, with AustralianSuper answering just one in 10 calls as pressure mounts on the Government to bring in mandatory service standards.

Ryan Johnson

Conlie Salvemini with his children Inez, 11, and Ari, 13.

Your MoneyCommentsPremiumWhy parents should stop saying ‘we can’t afford it’

The money lessons children absorb at home can matter as much as the inheritance they eventually receive, as Australia enters a historic transfer of family wealth.

Ryan Johnson

The Federal Court found Mercer’s systems for telling ASIC about reportable problems were inadequate for almost three years, from October 2021 to September 2024.

BusinessPremiumSuper giant fined $10.3m after dead members charged premiums

The super fund failed to report investigations into serious member issues, with the Federal Court finding the corporate watchdog’s oversight was seriously compromised.

Ryan Johnson

Increasingly for many retirees the biggest risk isn’t market volatility, it’s running out of money. At the core of that challenge is one key thing. Without it, life will be nothing but a guessing game.

Your MoneyCommentsPremiumOne crucial move to make sure your retirement savings last

Increasingly for many retirees the biggest risk isn’t market volatility, it’s running out of money. At the core of that challenge is one key thing. Without it, life will be nothing but a guessing game.

Amie Baker

ASIC Commissioner Simone Constant says trustees are “failing in their responsibilities”.

BusinessPremiumASIC blasts trustees over super failures

The corporate watchdog said platform trustees failed members after repeated warnings, including one case involving a deceased adviser’s falsified signature.

Ryan Johnson

The $237 billion super fund, which has 1.3m members, said Keyton owns and operates 66 villages and has 15,000 across six states and territories, with more developments planned

BusinessCommentsPremiumAware Super grabs control of retirement giant in $525m deal

Aware Super will take control of Keyton Retirement Villages after Lendlease agreed to sell its last stake, as big investors chase retirement living assets.

Ryan Johnson

Nationally, super balances grew 5.5 per cent in 2023-24, but the council said the gap was no longer closing for Australians nearing retirement.

Your MoneyCommentsPremiumWA women have Australia’s widest superannuation gap

New ATO data shows WA women are retiring with median super balances far below men’s.

Ryan Johnson

Most Australians retire years earlier than they expect, often without a financial plan in place, leaving them exposed at one of the most critical moments of their lives.

The West Australian exclusive
The West Australian exclusive
Your MoneyCommentsPremium
The West Australian exclusive
Early exit from work cuts deep in hip pocket

While only 15 per cent of pre-retirees expected to leave the workforce before 65, nearly two-thirds of people already retired had done exactly that, TAL research found.

Ryan Johnson

Longer life expectancy, rising living costs, and market instability mean many retirees now face difficult choices about how to sustain their income.

Your MoneyCommentsPremiumWhy size (and two other factors) really matter in retirement

It’s official. Size really does matter when it comes to superannuation, especially in the first few years of retirement as people start to draw down on their savings. But so do two other crucial factors.

Daniel Newell

Older investors are considering selling assets before proposed capital gains tax changes take effect, with a survey heavily skewed towards retirees finding one in two respondents may sell some holdings before July 1, 2027.

Your MoneyCommentsPremiumOlder investors eye selling shares before CGT changes

Survey skewed to older investors finds one in two may sell assets before CGT changes

Ryan Johnson

Australian investors are dumping ethical funds as a perfect storm of factors push them towards higher-return ‘unethical’ trades. 

analysis
analysis
Your MoneyCommentsPremium
analysis
Where have all the ethical investors gone?

Australian investors are dumping ethical funds as a perfect storm of factors push them towards higher-return ‘unethical’ trades. 

Ryan Johnson

West Australians are caught in a retirement contradiction. Many think they need $2 million to retire comfortably yet are cutting contributions, checking their balances less often and doing less planning.

Your MoneyCommentsPremiumWA workers caught in $2m retirement fund contradiction

West Australians are caught in a retirement contradiction. Many think they need $2 million to retire comfortably yet are cutting contributions, checking their balances less often and doing less planning.

Ryan Johnson

While the policy changes may appear relatively straightforward in isolation, the broader behavioural and economic implications are far less certain and will require careful consideration for individuals and businesses alike.

opinion
opinion
Asset allocationCommentsPremium
opinion
Chalmers just changed middle Australia’s investment equation

The risk is that taxation policy begins influencing investment decisions in ways that may not necessarily produce the best long-term economic outcomes for investors or for capital markets more broadly.

Robert Zammit

Treasurer Jim Chalmers talks to media on Friday.

Your MoneyCommentsPremiumSuper test shake-up could unlock riskier investments

Labor may loosen super investment rules, but Jim Chalmers says members’ interests will remain paramount.

Ryan Johnson

Ronak_Bhimjiani. JLL director.

Commercial propertyCommentsPremiumHigher for longer interest rates likely

High demand in the economy is driving the high rental yields benefitting commercial property investors.

Kim Macdonald

Investors come unstuck when they step out with plans to re-enter at the ‘right’ time. It’s an understandable instinct. But markets don’t recover in a predictable way. Here’s what they should be doing now ...

Your MoneyCommentsPremiumWhat history tells us market will do after a global crisis

Investors come unstuck when they step out with plans to re-enter at the ‘right’ time. It’s an understandable instinct. But markets don’t recover in a predictable way. Here’s what they should be doing now ...

Raymond Pecotic

Fund members watching the war blast a hole in their savings have been urged to look through the chaos and refrain from snap investment decisions that could rob them of the benefits of a market rebound.

Your MoneyCommentsPremiumIs it now time to hit the retirement panic button?

Fund members have been watching the war blast a hole in their savings. Is now the time to rethink your investment mix?

Daniel Newell

Stop thinking your first day of retirement is the end date for your super. If you’re 50-something now, your super fund is about half way through its life. Here’s how to make it last another 40 years!

DEBTMANCommentsPremiumWhy your 50s is crucial to a better life in retirement

DEBTMAN: Stop thinking your first day of retirement is the end date for your super. If you’re 50-something now, your super fund is about half way through its life. Here’s how to make it last another 40 years!

Bruce Brammall

Investing or trading? They sound like the same thing but there is a key difference, with one of them likened to gambling. So which apps are best to use when you’re trying to build your wealth?

Nick Bruining Q+ACommentsPremiumThere’s one key difference between investing and trading

Q+A: Investing or trading? They sound like the same thing but there is a key difference, with one of them likened to gambling. So which apps are best to use when you’re trying to build your wealth?

Nick Bruining

Are you an asset-tested part-pensioner? Did you know that for every $10,000 reduction in your assets, Centrelink will dramatically increase your fortnightly pension payment. Here’s how it works ...

Nick Bruining Q+ACommentsPremiumYes, shifting super can dramatically boost your age pension

Q+A: Are you an asset-tested part-pensioner? Did you know that for every $10,000 reduction in your assets, Centrelink will dramatically increase your fortnightly pension payment? Here’s how it works ...

Nick Bruining

The Labubu phenomenon parallels the stock market, where trends can drive the value of certain assets through the roof.

Your MoneyCommentsPremiumHow the Labubu craze can help you spot next big investment

Trends come and go. Every now and then something comes along that captures the hearts and minds of investors, collectors and TikTokers the world over. Here’s five tips to help you get in on the ground floor.

Sarah Wells

for most investors, long-term wealth is built the same way it always has been: through diversified, liquid portfolios designed to compound steadily over time.

Your MoneyCommentsPremiumEyes on road if you’re revving for private market returns

It seems that for the past few years, the latest buzz in the investment world is private markets. But what are they? Here’s where they fit with your investment portfolio and (importantly) where they don’t

Raymond Pecotic